Salary CTC Component Breakdown Calculator

Input annual CTC to generate standard monthly salary breakdowns, PF retiral funds, and net take-home salary projections.

CTC Structure

Annual CTC Package Amount ($ / ₹)

Basic Salary Allocation (% of CTC)Typically 40% to 50% depending on employer structure.

Provident Fund (PF) Contribution Rate (%)12% of Basic is the standard statutory contribution limit.

Monthly Deductions (Taxes / Medical)Monthly professional tax, TDS income tax, and health insurance deductions.

Monthly Breakdown

Monthly In-Hand / Net Salary0

Monthly Gross CTC:0

Basic Salary:0

House Rent Allowance (HRA):0

Special Allowance (Balance):0

Employer PF Share (Deducted from CTC):0

Employee PF Share (Deducted from Take-home):0

Monthly Tax / Deductions:2,500

HRA Tax Exemption

Employees living in rented accommodation can claim tax exemption on HRA. The tax-exempt portion is the minimum of: (1) Actual HRA received, (2) 50% of Basic (for metro cities) or 40% (non-metros), or (3) Rent paid minus 10% of Basic.